GREATER ALBANY PUBLIC SCHOOLS, DISTRICT 8J
Insurance Rates - 2004
Certified/Classified
District Paid Insurance Rates
	Certified			Classified
	PPO	HMO	PPO-Catastrophic	PPO	HMO	PPO-Catastrophic
Medical/Rx	741.20	801.72	639.34	742.13	801.72	639.34
Dental	125.12	125.12	125.12	45.93	45.93	45.93
Vision	20.50	20.50	20.50	17.24	17.24	17.24
Trustmark-Life/AD&D	13.50	13.50	13.50	13.50	13.50	13.50
Trustmark-Dep.Life	1.90	1.90	1.90	1.02	1.02	1.02
Trustmark - STD	3.97	3.97	3.97	4.11	4.11	4.11
Trustmark - LTD	11.06	11.06	11.06	5.30	5.30	5.30
Total Premium	917.25	977.77	815.39	829.23	888.82	726.44
CAP	-836.00	-836.00	-836.00	-745.59	-745.59	-745.59
Employee Deduction	81.25	141.77	0.00	83.64	143.23	0.00
					Employee Life:
Class:  No orthodontia, employee only dental--vision coverage different					All:  $50,000
					Dependent Life:
					Cert:    $4000
Cert Retirees:  Med ONLY--72 mos    *Can buy Dental and/or Vision					Class:  $2000
Class Retirees:  No paid benefits   *Can buy Medical, Dental and/or Vision
Classified family dental (as of 9/1/96):			Classified 2-party dental:
Total cost	177.05		Total Cost	101.59
District pays:	97.86		District pays:	45.93
Employee pays:	79.19		Employee Pays:	55.66
SELF-PAID/INACTIVE* EMPLOYEE INSURANCE RATES
	Medical/Rx				Vision	Dental
	Cert/Class	Cert/Class	Cert/Class		Cert/Class	Cert/Class
	PPO	HMO	PPO-Cat
Single party	331.58/331.99	358.65	286.01		9.17/7.71	47.73/45.93
2-Party	762.63/763.59	824.90	657.83		21.09/17.74	96.39/101.59
Family	935.05/936.22	1011.40	806.55		25.86/21.75	176.52/177.05
*Inactive employees are retirees, COBRA, or on an approved LOA ---NOT actively employed
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